Have you seen the commercials lately encouraging you to check your credit report for free? It’s a great idea, and the songs are catchy, but sometimes you are signing up for more than a credit report. So make sure you are using the official federal website that provides credit reports to you free of charge with no strings attached. The same cannot be said about other sites.
Also, remember that if you want to check your credit score, it does cost money. Play it safe and get your score straight from the company who created the formula – FICO.